A collection of questions we get asked.

What should I know about when using money and credit cards in New Zealand?

  • New Zealand's currency is the New Zealand dollar (NZ$)
  • As a guide, in October 2020, for every US$1.00 you get approximately NZ$1.75


  • Here's some more local money tips
  • All of the major credit cards can be used in New Zealand.
  • ATM machines are found throughout the country in both small towns and cities.
  • International credit cards and ATM cards with a four-digit PIN encoded are widely accepted but please check with your bank before leaving home to make sure your card has been unlocked for use outside of the USA.
  • A 15.0% Goods & Service Tax, GST, tax is added to all goods and services and is included in the price you pay.
  • In restaurants and bars, in fact in most places, tips are not expected for normal service. However, tipping for extra special service or kindness is at the discretion of the visitor, usually 10%.
  • Hotels and restaurants in New Zealand do not add service charges to their bills.